|100% Share secured
|3.00% above current share rate
|50% Share secured
|6.00% above current share rate
|Certificate Secured Advances
|3.00% above the current share certificate rate. Rate subject to change based on new rate of Share Certificate at new maturity.
The Annual Percentage Rate you receive is determined by your credit history and other underwriting factors. Please ask a loan representative about your qualifying rate.
Payment: Your payment will be determined at the time of the advance and will be disclosed on the voucher accompanying your advance. However, your minimum payment will never be less than $25.00 per month.
Late Charge: After 15 days from the due date, the late charge will be 5% of your payment.
Collection Costs: You agree to pay all costs of collection to include 33 1/3% attorney fees, court fees, and any other expenses incurred in the collection of the amount due.