Checking Accounts

Online Check Ordering

Order your checks online from Harland Clarke, our preferred provider.

Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is secure and certified, so your transactions and account information are safe and completely confidential.

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Need a New Checking Account to connect you with what you Value?  Several account options are available to get you connected!

Value Checking

Our most recommended account loaded with benefits to keep you and your money protected for a low monthly charge. More about Value Checking!

Choice Checking

An affordable option for those that need a “second chance” at successfully managing a checking account.

Basic Checking

A checking account with no added value benefits and no monthly charge.

For Teens and those new to Checking accounts, we recommend viewing this digital tutorial to get the right start with your checking account. GreenPath CheckRight Tutorial

Connects Checking Account BenefitsVALUE CheckingCHOICE CheckingBASIC Checking
Monthly Service Charge4.95***10.950.00
Overdraft Protection (links savings acct to checking acct - limited transfers at no cost)yesyesyes
VISA®Check (debit) Card with UChoose Rewards®yesyesyes
Nationwide Network of no fee ATMs & Service Centers (branches & outlets)yesyesyes
Online Banking (My Connection)FREEFREEFREE
Bill Pay (Pay Connection)FREEFREEFREE
Mobile Banking with Text AlertsFREEFREEFREE
Mobile Banking Remote DepositFREEFREEFREE
Mobile Banking Card ControlsFREEFREEFREE
TAPS Audio Response Phone BankingFREEFREEFREE
Temporary Checksinitial set (12) freeinitial set (12) freeinitial set (12) free
Statements: e = e-statement, p = paper mailedelectronic or p***electronic or paperelectronic - FREE **
OOPS!*** (Occasional Overdraft Privilege Service) availableavailableavailable
Minimum Checking Account Balance0.000.000.00
Minimum aggregate Loan & VISA balances (exclude 1st Mortgages)$10,000***N/AN/A
Direct Depositat least one per month***availableavailable
Cellular Telephone Protection1(cellular telephone bill must be paid using eligible account)Included with accountIncluded with accountN/A
ID Protect®: Identity Theft Protection Services2 include:
Triple Bureau Credit File monitoring* **Included with accountIncluded with accountN/A
Total Identity Monitoring*Included with accountIncluded with accountN/A
3-in-1 Credit Report* - can request a new 3-in-1 report every 90 days or upon receipt of credit alertIncluded with accountIncluded with accountN/A
Credit Score - receive a new single bureau credit score with every new credit reportIncluded with accountIncluded with accountN/A
Identity Fraud Expense Reimbursement Coverage1Included with accountIncluded with accountN/A
Fully-Managed Identity Theft Resolution ServicesIncluded with accountIncluded with accountN/A
Debit and credit card registration*Included with accountIncluded with accountN/A
Online identity theft news and education center*Included with accountIncluded with accountN/A
Additional Value and Benefits
Accidental Death and Dismemberment Insurance1Included with accountIncluded with accountN/A
Debit Advantage: Buyers Protection and Extended WarrantyIncluded with accountIncluded with accountN/A
Travel and Leisure Discounts*Included with accountIncluded with accountN/A
$hopping Rewards™ (Available online only)*Included with accountIncluded with accountN/A
Health Discount Savings* Included with accountIncluded with accountN/A

*These benefits require member to register and activate or request benefit.

** Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

*** Overdraft Privilege (ODP) is a discretionary service which a member may opt-out of any time by notifying a Member Service Representative. For each overdraft we pay, we will charge the standard per item overdraft fee set forth in our fee schedule (currently $30.00). There is no limit to the number of per item Overdraft/NSF Fees that can be charged on on an individual item or to the frequency with which per item Overdraft/NSF fees can be charged. ODP applies to a variety of transactions, including checks and other transactions made using your checking account number, automatic bill payments, ATM transactions and everyday debit card transactions; however, on consumer accounts we will not include ATM and everyday debit card transactions within our ODP Program without first receiving your affirmative consent to do so. Furthermore on consumer accounts absent your affirmative consent, ATM and everyday debit card transactions generally will not be paid under ODP. The amounts of any overdrafts, including our fees, are due and payable immediately or on demand. We can refuse to pay any overdraft for any reason.

1Special Insurance Program Notes: the descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the Benefits described.  Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.  Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Insurance product is not a deposit; not NCUA insured; not an obligation of the credit union; and not guaranteed by credit union or any affiliated entity.

2IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members,  or schools and their employees/students. Family includes: Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) who are residents of the same household

Value Checking Account: *** $4.95 monthly service charge will be WAIVED if member meets all relationships for the month – estatements; Direct Deposit; aggregate $10,000+ Loan/VISA balance; 12 minimum Debit Card swipes

BASIC Checking Account: **$2.00 monthly statement fee may be waived if enrolled in e-statements or member is 60 yrs or older.

Call or come on by any branch to open a Connects checking account.

You will be linking to another website not owned or operated by Connects Federal Credit Union. Connects FCU is not responsible for the availability or content of this website does not represent the other website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Connects Federal Credit Union.

NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.