Become a Member

You’ll get a lifetime of benefits with us.

You can become a member of Connects FCU simply by being a part of our community. If you live, work, worship, attend school, volunteer or frequently do business in the Greater Richmond Community, you’ve got to get connected!

The Greater Richmond Community is:

  • City of Richmond
  • Chesterfield County
  • Hanover County
  • Henrico County

It’s easy to join Connects, just fill out the membership application to open a share account with a minimum initial deposit of $5.00. We will need to verify identity by viewing a current driver’s license or other state issued ID and we need to verify social security numbers by viewing a social security card, voter’s registration or current employee ID. We’ll open an account for you and you’ll be entitled to all benefits and privileges of Connects FCU membership.

Even if you change employment or move away from the Richmond area, your membership is still welcomed and valued.

Open Your Account

For a membership card or assistance filling out the card, please call our member service department, visit one of our convenient full service branches, or download the Membership Form in PDF format. You’ll need the Adobe Acrobat Reader plug-in to launch the file. Or you may call us at (800) 833-5200 for more information.

We offer extremely competitive rates.

Connects Federal Credit Union provides all the services of a bank – savings accounts, loans, lines of credit, payroll deductions, direct deposits, retirement accounts, ATM/VISA check cards, even online banking – plus benefits a bank simply cannot offer.

Because Connects is a not-for-profit financial cooperative owned by shareholder members, we’re able to offer extremely competitive rates on savings accounts and loans, and return dividends to our members.

Perhaps the most important benefit is that every Connects FCU member has a voice in how the credit union is run…members determine how their money is managed.

Member Eligibility

Connects is a community credit union serving those in the Greater Richmond Area. Any person that lives, works, worships, volunteers or attends school in the City of Richmond or counties of Chesterfield, Hanover and Henrico is eligible to join. Immediate family members of current members are also eligible to enjoy the benefits at Connects. Please visit one of our branches to join. A $5.00 initial deposit is needed and please furnish two forms of identification. We look forward to meeting you!

Member Referral Program

Current members, send your friend, co-worker or family member to Connects Federal Credit Union and receive up to $100.00 for you and the person you refer for membership at Connects.


The confidence you place in us to refer someone important to you, is the best compliment we can ever receive.

Corporate Membership

Connects Federal Credit Union extends membership privileges to a broad range of companies in the Greater Richmond area. If your company is interested in providing the no cost no hassle credit union benefit, Connects is the credit union to choose.

Call us at (804) 756-5000 ext. 5030 for more information.

You will be linking to another website not owned or operated by Connects Federal Credit Union. Connects FCU is not responsible for the availability or content of this website does not represent the other website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Connects Federal Credit Union.

NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.