Car and Other Vehicle Rates

Effective 11/01/2022APR
*New Vehicles (current year; never been titled; mileage less than 7500)3.24% to 15.99%
*Used Vehicles (2018 - 2021 models)3.24% to 15.99%
*Used Vehicles (2016 - 2017 models)3.99% to 15.99%
*Used Vehicles (2013 - 2015 models)4.49% to 16.49%
New Boats4.24% to 16.24%
Used Boats4.74% to 16.99%
New Motorcycles (current year; never been titled)3.24% to 15.99%
Used Motorcycles (2018 - 2021 models)3.24% to 15.99%
Used Motorcycles (2016 - 2017 models)3.99% to 15.99%
Used Motorcycles (2013 - 2015 models)4.49% to 16.49%
Small Watercraft, Jet Skis, ATVs, Mopeds, Scooters (2018 - Current Year)7.99% to 18.00%

The Annual Percentage Rate you receive is determined by your credit history and other underwriting factors. Please ask a loan representative about your qualifying rate.

*Purchase money rates listed. For non-purchase money loans, add an additional 2.00% APR.

Loyalty Discount: .25% discount off current APR for qualified member with Active Connects checking account in good standing with Direct Deposit. (Discount does not apply to Lines of Credit, VISA Credit Cards, Shared Secured, CD Secured, HELOCs and First Mortgages)

Payment: Your payment will be determined at the time of the advance and will be disclosed on the voucher accompanying your advance. However, your minimum payment will never be less than $25.00 per month.

Late Charge: After 15 days from the due date, the late charge will be 5% of your payment.

Collection Costs: You agree to pay all costs of collection to include 33 1/3% attorney fees, court fees, and any other expenses incurred in the collection of the amount due.

bttn_applyonline02

Ask about our Rate Matching Policy.

You will be linking to another website not owned or operated by Connects Federal Credit Union. Connects FCU is not responsible for the availability or content of this website does not represent the other website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Connects Federal Credit Union.

NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.