IRA Share Certificate Accounts

IRA Share Certificate Special**

19 Month Term:  1.89 APR    1.90 APY

25 Month Term:  2.48 APR    2.50 APY

**Offer effective 10/20/2022 and subject to change without notice. New Share or IRA Share certificates only. $1,000.00 minimum opening deposit. Does not apply to current funds on deposit in existing accounts at Connects FCU.  A penalty will be imposed for early withdrawal.  Additional restrictions may apply. Refer to current fee schedule . Automatic renewal to a 12 month term at the current dividend rate in effect at the time of renewal. Connects FCU reserves the right to end or modify this offer at any time
IRA Share Certificate Accounts*:Effective 03/01/2023 
Minimum opening balance$1,000.00 
Dividends compoundedQuarterly 
Dividends creditedQuarterly 
Dividend periodQuarterly 
Term (%) FixedDividend rateAnnual percentage yield
6 monthN/AN/A
1 year1.95%1.97%
2 year2.10%2.12%
3 year2.59%2.62%
Additional depositsNot allowed 
WithdrawalsDividends only 

* A penalty may apply for early withdrawal. After your Share Certificate Account is opened, your rate is fixed for the term.

Dividends will be forfeited if accounts are closed before dividends are posted.

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