IRA Share Certificate Accounts

Share Certificate Special

14-month Share & IRA Certificate of Deposit

5.10% APR   5.20% APY

$1,000.00 minimum

Call 804-756-5000 for more information or visit a branch to open a certificate

Offer effective 11/01/2023 and subject to change without notice. New Share or IRA Share certificates only. $1,000.00 minimum opening deposit.  A penalty will be imposed for early withdrawal.  Additional restrictions may apply. Refer to current fee schedule . **Automatic renewal to a 12 month term at the current dividend rate in effect at the time of renewal. Connects FCU reserves the right to end or modify this offer at any time.

IRA Share Certificate Accounts*:Details 
Minimum opening balance$1,000.00 
Dividends compoundedQuarterly 
Dividends creditedQuarterly 
Dividend periodQuarterly 
Additional depositsNot allowed
WithdrawalsDividends only
Term (%) FixedDividend rateAnnual percentage yield
6 monthNot applicableNot applicable
1 year1.95%1.97%
2 year2.10%2.12%
3 year2.59%2.62%

* A penalty may apply for early withdrawal. After your Share Certificate Account is opened, your rate is fixed for the term.

Dividends will be forfeited if accounts are closed before dividends are posted.

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