Still Earning Wobbly Returns?
Upgrade to a Richer, More Rewarding Money Market Account and get a $150 Cheesecake Factory® Giftcard!
Average Money Market
Rate: 0.62% APY
Our Money Market Rate:
up to 3.81% APY
Make the Move to Something More Substantial
Our Money Market Accounts are designed for people who want more than wobbly gains. With competitive returns, build in stability, and expert support, you can.
- Grow your money with confidence
- Choose from flexible, goal based options
- Enjoy easy access to your funds whenever you need it.
Getting a sweet $150 is as easy as 1-2-3
Become a Member
Sign up in minutes using promo code RICHER and get ready to have simple banking at your fingertips.
Open Your Money Market Account
Deposit a minimum of $2500 or more to start earning a sweet dividend rate.
Maintain Your Balance
Maintain the minimum deposit for 60 days and we'll give you $150 gift card.*
Why You’ll Love This Account:
Our Money Market Accounts are designed for people who want more than wobbly gains. With competitive returns, build in stability, and expert support, you can.
Money Market Rates:
Money Market Account Rates (under $100k)
Effective February 1, 2026| Money Market* ($2500.00 - 99,999.99): | Details |
|---|---|
| Dividend rate | 1.75% |
| Annual percentage yield | 1.76% |
| Dividends compounded | Monthly |
| Dividends credited | Monthly |
| Dividend period | Monthly |
| Minimum opening deposit | $2,500.00 |
| Average daily balance tiers level required for each rate | $2,500.00 - $99,999.99 |
| Minimum balance to receive dividend | $100.00 |
| Balance method | Daily balance |
Need Help Opening Your Account?
Book an appointment with one of our staff members to get started!
*Offer valid for new Money Market accounts only. Must be 18 or older and meet membership eligibility of live, work (or regularly do business), worship, attend school or volunteer in the greater Richmond area. $150.00 gift card will be delivered to the qualifying account holder within 90 days. Account must remain open with minimum balance maintained and in good standing for at least 60 days to receive gift card. Limit one gift card per person. Offer subject to change at any time. Federally Insured by NCUA.
The Cheesecake Factory®️ is a registered trademark of TCF Co. LLC. The Cheesecake Factory®️ is not a sponsor of this promotion.