Loan Deals
Refinancing with Connects is as easy as 1, 2, 3!
Saving money is on all our minds these days. Connects is ready to activate possibilities for you. If you have a car financed at another lender, we may be able to save you money and we will even give you money!
1% Cash Back
When you refinance* your auto loan, we will give you back 1% of the pay off balance refinanced.
Example: for a $35,000.00 refinanced balance, we will pay $350.001
2 Months, No Payments Due
You can opt to delay your first two monthly payments. Interest will continue to accrue.
3 Rate Discounts Available
You may qualify for up to 1.50% off of your qualifying rate by meeting any or all of the following conditions:
- .50% discount for an open Connects FCU Checking account with a direct deposit
- .50% discount for automatic payment of your loan from your Connects FCU checking account
- .50% discount for having 2 or more loans with an aggregate balance of $5000.00 with Connects FCU
Rate cannot be below floor rate of 4.50% APR. Discounts offered subject to change without notice.
*Must be a member of Connects FCU. Must apply and meet credit criteria. Loans rates are based on qualifying credit, term, amount financed, loan to value ratio of vehicle and other terms and conditions. Excludes auto loans already financed at Connects FCU. Offer subject to change without notice.
1 $350.00 is an example of a cash back reward on refinancing an auto from another lender in the amount of $35,000.00. Cash Back rewards vary on amount financed and is equal to 1% of the pay off amount financed, excluding the amount of financed add-on products. $1000.00 is the maximum cash back reward. Cash back will be rewarded at the time of loan closing and deposited to your Connects FCU account that you direct to credit.