Platinum VISA® Credit Card
Full of features, not fees.
Here are some of the features of the Platinum VISA® Credit Card:
- no annual fee
- no application fee
- competitive interest rate
- special low cash advance rate
- easy payments
- no cash advance fee
- no balance transfer fee
- pay online, by phone or in a branch
- UChoose Rewards®
Earn rewards using your card. Enroll in the UChoose Rewards® program and earn 1 point for every $1 spent when you sign for your purchases. Redeem your points online for merchandise, gift cards and travel. For more information on rewards visit our Rewards FAQs page. You can even check your balance and recent activity online with My Connection – Online Branch
VISA Credit Card Rates
Effective October 1, 2025| VISA Credit Card | Details |
|---|---|
| Annual Percentage Rate | 10.99% |
| Other APRs | 5.99% APR for Cash Advances. Finance charges imposed beginning on day of cash advance. |
| Grace period for repayment of the balance for purchases | You have 25 days to repay your balance for purchases before a finance charge will be imposed. |
| Method of computing the balance for purchases | Average Daily Balance (including new purchases) |
| Annual fees | None |
| Minimum finance charge | None |
| Transaction fee for purchases | None |
You are welcome to apply for your loan online. You can also give us a call or visit a branch.
For terms and conditions: Credit Card Application and Solicitation Disclosure
To report Lost or Stolen VISA Platinum Credit Card – 1.866.217.1851; if out of the USA, call 1.703.463.2480.