Loans & Mortgages

Get Connected to Great Rates and Trusted Service!

> New and Used Cars, Trucks and Motorcycles as low as 5.74% APR

> Fixed Home Equity, Second Mortgages as low as 4.99% APR

> New Boats as low as 5.49% APR

> New RVs, Campers as low as 6.25% APR

> Personal, Wedding, Vacation, Debt Consolidation as low as 6.25% APR

Plus our Loyalty Discount: .25% OFF current APR for qualified member with active Connects Checking account in good standing with Direct Deposit. (does not apply to Lines of Credit, VISA Credit Cards, Share secured, CD secured, HELOCs and First Mortgages)

*Rates subject to change without notice. Applicants must meet qualifying credit criteria.  All quoted rates are the lowest available rates and are based on term, qualifying credit, amount financed, loan to value and other terms and conditions. Your rate may be higher.

Connects FCU makes it easy and affordable to borrow!

We offer competitive interest rates, and generally can respond to your loan request within 24 hours. Loans are reviewed for credit worthiness, debt/income ratio and length of employment.

  • apply for your loan online
  • apply by phone: call 804-756-5000 or 800-833-5200 24 hours a day to speak with a Loan Officer or our after-hours Loan Application Call Center
  • or simply contact our office
  • view our Rates and Fees

We Do Business in Accordance With Federal Fair Lending Laws

Apply for a loan online

Visit the Financial Resource Center for additional loan and credit management resources, helpful tips and financial calculators.

You will be linking to another website not owned or operated by Connects Federal Credit Union. Connects FCU is not responsible for the availability or content of this website does not represent the other website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Connects Federal Credit Union.

NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.