Ready to Open Your Account?
You’re on your way to earning your $150 Cheesecake Factory® Gift Card!
Money Market Rates:
Under $100k
Money Market Account Rates (under $100k)
Effective December 1, 2025| Money Market* ($2500.00 - 99,999.99): | Details |
|---|---|
| Dividend rate | 1.75% |
| Annual percentage yield | 1.76% |
| Dividends compounded | Monthly |
| Dividends credited | Monthly |
| Dividend period | Monthly |
| Minimum opening deposit | $2,500.00 |
| Average daily balance tiers level required for each rate | $2,500.00 - $99,999.99 |
| Minimum balance to receive dividend | $100.00 |
| Balance method | Daily balance |
Over $100k
Over $250k
*Offer valid for new Money Market accounts only. Must be 18 or older and meet membership eligibility of live, work (or regularly do business), worship, attend school or volunteer in the greater Richmond area. $150.00 gift card will be delivered to the qualifying account holder within 90 days. Account must remain open with minimum balance maintained and in good standing for at least 60 days to receive gift card. Limit one gift card per person. Offer subject to change at any time. Federally Insured by NCUA.
The Cheesecake Factory®️ is a registered trademark of TCF Co. LLC. The Cheesecake Factory®️ is not a sponsor of this promotion.