Checking Accounts

Online Check Ordering

Order your checks online from Harland Clarke, our preferred provider.

Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Versign secure and TruSecure certified, so your transactions and account information are safe and completey confidential.

Need a New Checking Account to connect you with what you Value?  Several account options are available to get you connected!

Value Checking

Our most recommended account loaded with benefits to keep you and your money protected for a low monthly charge. More!

Choice Checking

An affordable option for those that need a “second chance” at successfully managing a checking account.

Basic Checking

A checking account with no added value benefits and no monthly charge.

Connects Checking Account BenefitsVALUE CheckingCHOICE CheckingBASIC Checking
Monthly Service Charge4.95***10.950.00
Overdraft Protection (links savings acct to checking acct - limited transfers at no cost)yesyesyes
VISA Check (debit) Cardyesyesyes
Nationwide Network of no fee ATMs & Service Centers (branches & outlets)yesyesyes
Online Banking (My Connection)FREEFREEFREE
Bill Pay (Pay Connection)FREEFREEFREE
Mobile Banking with Text AlertsFREEFREEFREE
Mobile Banking Remote DepositFREEFREEFREE
Card Valet (mobile app to manage debit card usage)FREEFREEFREE
TAPS Audio Response Phone BankingFREEFREEFREE
Temporary Checksinitial set (12) freeinitial set (12) freeinitial set (12) free
Statements: e = e-statement, p = paper mailede or p***e or pe - FREE **
OOPS! (discretionary service that C.U. will consider approving a reasonable overdraft up to assigned OOPS! limit, including fee)availableavailableavailable
Minimum Checking Account Balance0.000.000.00
Minimum aggregate Loan & VISA balances (exclude 1st Mortgages)$10,000***N/AN/A
Direct Depositat least one per month***availableavailable
Cellular Telephone Protection1(cellular telephone bill must be paid using eligible account)Included with accountIncluded with accountN/A
ID Protect®: Identity Theft Protection Services2 include:
Triple Bureau Credit File monitoring* **Included with accountIncluded with accountN/A
Total Identity Monitoring*Included with accountIncluded with accountN/A
3-in-1 Credit Report* - can request a new 3-in-1 report every 90 days or upon receipt of credit alertIncluded with accountIncluded with accountN/A
Credit Score* - receive a new single bureau credit score with every new credit reportIncluded with accountIncluded with accountN/A
Identity Fraud Expense Reimbursement Coverage1Included with accountIncluded with accountN/A
Fully-Managed Identity Theft Resolution ServicesIncluded with accountIncluded with accountN/A
Debit and credit card registration*Included with accountIncluded with accountN/A
Online identity theft news and education center*Included with accountIncluded with accountN/A

*These benefits require member to register and activate or request benefit.

** Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

1Special Insurance Program Notes: the descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described.  Please refer to the actual policies for complete details of coverage and exclusions.  Insurance is offered through the company named on the certificate of insurance. Refer to the Insurance Documents for complete details of coverage. Insurance products are not covered by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

2IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

Value Checking Account: *** $4.95 monthly service charge will be WAIVED if member meets all relationships for the month – estatements; Direct Deposit; aggregate $10,000+ Loan/VISA balance

BASIC Checking Account: **$2.00 monthly statement fee may be waived if enrolled in e-statements or member is 60 yrs or older.

Call or come on by any branch to open a Connects checking account.

You will be linking to another website not owned or operated by Connects Federal Credit Union. Connects FCU is not responsible for the availability or content of this website does not represent the other website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Connects Federal Credit Union.

NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.