Welcome to Your Home Loan Connection!

Owning a home is a goal, a dream for many members. We can get you connected to:

  • First Time Home Purchase
  • New Home Purchase
  • Refinances
  • Home Equity Lines of Credit
  • Investment Purchases

Connect with our Loan Department or call 804-756-5040 for questions, directions or thoughts!

We can get you connected to rates and information about all of the available options. All delivered with honesty and straightforward facts.

Online Mortgage Application

Apply online! You can choose the full application or the short one to get started.


It pays to check our rates and terms!

If you are in need of home improvements, debt consolidation, college tuition or anything, consider using the value of your home to obtain a low fixed rate loan. The Credit Union can lend up to 85% of the assessed value minus your first mortgage and any other lien balances for terms up to 15 years.

If you intend to use the loan for home improvements, take a look at Connects’ Home Improvement Resource. You’ll get some additional information to avoid potential pitfalls and unforeseen problems that come with making major updates. You’ll also find useful advice and helpful tips.

Connects’ Home Buying Center is also available for our members! Browse the informative articles, use the financial calculators, and find great resources to help make your new home buying experience easier and more convenient.

We do business in accordance with the Federal Fair Housing Lending Laws. To read more, click here.

Connects Federal Credit Union is an Equal Housing Lender licensed by the Nationwide Mortgage Licensing System & Registry under NMLS# 638009.

Cassandra Jones – NMLS #865041
Delma Luck – NMLS #717957
Cameron Sanborn – NMLS #1433606
Marshelle Howlett – NMLS #712165
Latanyau Wiggins – NMLS #712166
Renee Perkins – NMLS #1177553
Alex Buchanan – NMLS #555752
Amber Sanchez – NMLS #1655059
Alyce Scofield – NMLS #1655060
Akaysha Oates – NMLS #1660385


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NOTE: This email is for general inquires only. Electronic mail is not secure, and confidential information (such as social security number, account number, etc.) should not be communicated in this manner.