Loans, Mortgages, and Credit Lines

Signature Loans
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Mortgage Loans
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Mortgage Loans

It pays to check our rates and terms!

A mortgage loan, whether it’s a new purchase, refinance or home equity, can be an overwhelming ordeal. Connects can provide the assistance you need. Just seeking information? Do you want to compare rates and fees? Are you ready to lock in? Milton Hilliard, our VP of Lending, wants to help you.

First Mortgages

Personalized service is our specialty. We want to be sure you understand your options, so that starts with talking about your individual hopes and needs. Connect with Milton by phone at (804) 756-5020, Email mhilliard@connectsfcu.org or stop by our main office. He can get you connected to rates, and information about all of the different options. All delivered with honesty and straightforward facts.

Second Mortgages

If you are in need of home improvements, debt consolidation, college tuition or anything, consider using the value of your home to obtain a low fixed rate loan. The Credit Union can lend up to 85% of the assessed value minus your first mortgage and any other lien balances for terms up to 15 years.

If you intend to use the loan for home improvements, take a look at Connects’ Home Improvement Resource. You’ll get some additional information to avoid potential pitfalls and unforeseen problems that come with making major updates. You’ll also find useful advice and helpful tips.

Connects’ Home Buying Center is now available for our members! Browse the informative articles, use the financial calculators, and find great resources to help make your new home buying experience easier and more convenient.